New kind of coupon Ah, Payless. Image from Flickr. Though Oprah Payless coupons do exist in the usual, online download and print out format, this time there is a twist. If you go to Oprah.com/payless, you have the choice of downloading and printing the Oprah Payless coupons or getting a text message that says you are entitled ...

Click here to read complete article.

Here in the Untied States, ING Direct, a banking arm of the large financial company ING Group from the Netherlands, offers more than just high-yield online savings accounts. The bank also offers investments and mortgages, and some of the latter may have been too risky, like those sold and packaged into securities by domestic banks. ING ...

Click here to read complete article.

I’ve spent the last few hours browsing on Swaptree, which is a website that allows you to swap your books, CDs, DVDs, and video games with other members. You just list the items that you want to trade and the items that you want, and Swaptree sets up trades for you. You can also ...

Click here to read complete article.

A seven-month-old government program to help homeowners with little or no equity refinance their mortgages has so far reached fewer than 3 percent of those targeted, with many struggling borrowers deciding that the benefits of a new loan aren't worth the closing costs. Read more about Refinancing lifeline fails to reach most 'underwater' homeowners...

Click here to read complete article.

On today’s episode of The Personal Finance Hour, I’ll join Jim from Bargaineering to discuss personal budgets. What works and what doesn’t? And why are so many people scared of them? (Personal finance writers especially seem afraid to talk about budgets.) This show will air live at 3pm Pacific (6pm Eastern). It’s much more entertaining for ...

Click here to read complete article.