November, 2009

Consumerism Commentary’s Prospective Staff Writers

Announcement: We have decided to extend the period for matching your charitable contributions through the end of this week. Contribute to your favorite charity this week and forward your contribution receipt to us. We will donate a matching amount to the World Food Programme. Here are the complete details. Over the past few weeks, Consumerism Commentary ...

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What Consumers Should Do if Their Credit Limits are Cut

Limits on credit cards cut being cut Studies done by Consumer Action, a consumer advocacy group, are showing that almost one in five consumers have had limits on their credit cards cut. Almost 20 percent of these customers are showing they have nearly maxed out their cards as a result. Experts are predicting that limiting credit ...

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Negotiating Higher Pay Can Bring Debt Relief Faster

Try to negotiate good compensation Many consumers who are finding jobs are looking to find debt relief as soon as possible. One of the keys is to not only get a job, but to also negotiate a good compensation package. According to the Bureau of Labor Statistics, the unemployment rate rose to 10.2 percent in October. ...

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Podcast 31: Peer-to-Peer Lending and Target Date Funds

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Renaud LaPlanche, co-founder and CEO of LendingClub and Rob Garcia, senior director of product strategy for the same company. The LendingClub teams discusses the benefits and drawbacks of peer-to-peer lending as an alternative to the traditional banking system. Also in today’s episode, Flexo and Ton Dziubek discuss ...

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Debt Consolidation Is Not for Everyone

Let's keep it real Stop playing tug-of-war with your credit card company. You are overwhelmed with debt. You have eight credit cards that are all maxed out. Making the minimum payments is causing much financial stress, and you are not making any headway on getting out of debt. What can you do? Get help, get debt ...

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